Boat Insurance

Our bespoke insurance policy for narrowboats and barges provides superb value cover with the flexibility to choose the additional cover options that suit your own individual requirements. Standard cover includes protection against risks including; fire, explosion, sinking, grounding and/or striking submerged objects. You’re covered for salvage, towages and assistance charges, legal liability, accidental death or accidental injury, theft or attempted theft. We also offer up to 25% no claims bonus and the option of protecting your no claims bonus. Terms and conditions apply.

As one of the fastest growing providers of marine insurance, we provide competitive policies specifically designed for boaters. We pride ourselves on excellent customer service and the thorough knowledge of our advisors. A personalised service comes first every time.

Our bespoke policy provides a combination of excellent comprehensive cover with some unique additional benefits, coupled with very competitive premiums. This ensures that you only pay for what you need, and that the premium you pay reflects the level of cover you enjoy.

‘Really good service.’
Hi Assist, It only took one phonecall to get the cover I needed for my boat and give me peace of mind.

Mr D SharkeyFeefo review - 2018
Included as Standard
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third part liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Automatic cover for craft in transit up to 30 feet
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount

If you live on your craft you get all the standard cover plus:

  • Professional removal of Livaboard
  • Student contents from student accommodation up to £2,500
  • Business equipment up to £500
  • Replacement locks and keys up to £500
  • Alternative accommodation up to £2,500
  • Property away from your craft
  • Mobile phone cover (single item limit)
  • Portable electronic equipment/laptops
  • Personal accident cover
  • Occupiers Liability
  • Valuables covered as standard up to 10% of the total sum insured

Optional Cover
  • Protected No Claims Discount
  • 1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment
  • Protected No Claims Discount
  • Credit card and cash up to £250
  • Legal expenses cover up to £100,000
  • Pedal cycle cover, £500 per pedal cycle no maximum amount
  • Watch and jewellery up to £1.500 per item, higher value items on request
Public Liability
  • £3million Liability as standard with the option to choose an alternative limit
  • Sailing craft under 5m in length standard public liability is £5,000,000
  • £1million Liability for Water Skiing (Alternative limits available)
  • No XS on Liability Claims
  • Up to 5 years no claims bonus with the option to have this protected
  • Optional Legal expenses cover up to £100,000
Key Facts

Marine Insurance Key Facts

 Marine Insurance – Key Facts

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Policy Details

Detailed policy wording for narrowboat and barge insurance

 Marine Insurance – Policy Wording

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No excess on liability claims.

Recommend a Friend Discounts

£3 million liability limit as standard.

18,000 customers insured