Narrowboat Insurance

Assist Insurance Services Limited is one of the leading providers of narroboat insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today by requesting a quote or a call back.

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Narrowboat Insurance Specialists

Your narrowboat is a large investment for you, so it’s important to make sure that you have the right level of cover, should the worst happen. Here at Assist Insurance Services Ltd, we have designed insurance policies for narrowboats that gives you the most comprehensive cover available. You’ll have the added peace of mind when you insure with us and this is because you’ll receive great cover as standard. There are many optional extras to choose from too, so that you can tailor the cover around your individual circumstances, as we completely understand one policy does not suit all.

Our flexible policy options means you have a choice of 3 covers:

Craft & Liability Cover

This covers damage to the craft and includes public liability. This is the most popular cover and is suitable for most boaters.

Craft Cover Only

This covers damage to your craft only and is suitable for someone who is keeping their boat permanently ashore or refurbishing the bat ashore.

Third Party Liability Cover Only

This cover gives liability only cover and excludes any damage to the craft. This is suitable for very small crafts and for someone who needs the liability cover in order to launch their craft.

Why choose Assist Insurance Services Ltd for your Narrowboat Insurance?

Assist Insurance Services Ltd is one of the UK’s leading providers of insurance to the leisure sector and we have more than 15 years’ experience. We’re narrowboat insurance specialists with more than 34,000 policyholders throughout the UK, which makes us one of the fastest growing marine insurance providers. We are completely committed to providing you with the very best customer journey, so you’ll be impressed with the level of service you receive, whether you are contacting us for the first time, renewing your insurance or making a claim.

Every one of our narrowboat insurance advisors have been with us for many years so if you are insuring your narrowboat for the first time, they will be able to guide you through the process to ensure you are completely covered. Speak to a narrowboat insurance specialist today on 01604 946 779 or click below.

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Here are just some of the benefits of our Narrowboat Insurance

The Narrowboat insurance cover included as standard:

Up to £5m third party liability cover
Accidental and/or malicious damage
Cover for craft in transit up to 30 feet long
Marina benefits (for permanent mooring only)
No increased excess for under water damage claims
Extensive range of cruising areas
Up to 5 years No Claims Discount
Theft or attempted theft
Personal accident cover included up to £20,000
Salvage, towage and assistance charges
Siting costs in the event of stranding
Club discount

If you live on the Narrowboat, you get the standard cover plus:

Professional removal of Livaboard
Student accommodation contents up to £2,500
Business equipment up to £500
Replacement locks and keys up to £500
Alternative accommodation up to £2,500
Property away from your craft
Mobile phone cover (single item limit)
Portable electronic equipment/laptops
Personal accident cover
Occupiers Liability
Valuables covered up to 10% of the total sum insured

Additional cover options available with your Narrowboat:

Protected No Claims Discount
£1m water ski liability
Credit card and cash up to £250
Legal expenses cover up to £100,000
Personal possessions cover on board
Trailers and trollies cover
Flexible third-party liability cover
Water skiing and towing of toys.
Contents cover available
Portable craft equipment
Pedal cycle cover, £500 per pedal cycle no maximum amount
Watch and jewellery up to £1.500 per item, higher value items on request

No excess on liability claims.

Recommend a Friend Discounts

£3 million liability limit as standard.

Over 34,000 customers currently insured

FAQ’s – Frequently asked questions about Narrowboat Insurance

What am I covered for??

All our cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for. As well as all your standard perils, we also include accidental damage to protect you from bumps and scrapes and public liability.

What cover levels do you offer?

We have a range of cover levels available including Third party cover, craft damage only and comprehensive cover.

Do I need narrowboat insurance?

Although boat insurance is not a legal requirement in the UK, evidence of third-party insurance is compulsory at most marinas, harbours and in recognised mooring / launching areas.

What cruising ranges do you cover?

We offer world wide cruising ranges dependent on your craft type and experience. Why not give us a call today and speak to one of our experts who can take you through your options.

Can my narrowboat insurance be in joint names?

Yes, anyone who has a financial interest in the boat can be named on the policy

Can I insure my narrowboat if I live in it?

Yes – we have specialist insurance policies available, designed exclusively for people who wish to live aboard their narrowboat.

Can I insure my solar panels under the narrowboat insurance policy?

Yes – we can provide cover for solar panels that are permanently fitted and owned by yourself.

Can my contents be covered on the narrowboat insurance policy?

Yes – we can provide cover for your personal possessions that are permanently kept on the boat.

Will you cover me for using my craft on tidal stretches?

We understand that in navigating the canal system you may occasionally have to cross a tidal stretch. Providing this is the most direct route and is used for entering and exiting the canal system, then tidal stretches will automatically be covered.

Do I need a survey to get narrowboat insurance?

Our survey requirements vary dependent on boat type. If you would like to check if we would need a survey for your craft, speak to one of our advisors who would be happy to let you know.

Can I get cover for my boating equipment as well as my narrowboat?

Our policies are tailor made to your requirements, therefore if you have any equipment you would like covered, this can be added onto your cover for you.

My narrowboat is moored overseas permanently, can you cover this?

Yes. As long as you are a UK citizen and your craft is registered in the UK, we can cover worldwide mooring locations.

Do you offer any benefits if I belong to a club or association??

We offer discounts for selected clubs, classes and associations. To see if yours qualifies, give us a call.

Do you offer any benefits if I keep my narrowboat in a marina?

Craft kept ashore or afloat at a permanent marina will get marina benefits automatically included within their policy cover.

Product Information – Policy Wording – Terms of Business Agreement

A trusted Narrowboat insurer with independently validated reviews through Feefo

Assist Insurance Services win Feefo Gold Trusted Service Award 2020

On the 21st January 2020, Assist Insurance Services Ltd won the Feefo Gold Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

Latest News & Events

Assist Insurance Services Shortlisted for a UK Broker Award

June 23, 2020

We are delighted to announce that Assist Insurance Services Ltd have been shortlisted for a prestigious UK Broker Award.

COVID-19 Client Service & Support

March 23, 2020

We want to update you on Assist Insurance’s response to the global pandemic that is causing huge upheaval to the lives of all our policyholders, as it is for people throughout the world.

Crick Boat Show – Postponed

March 18, 2020

The Crick Boat Show was scheduled to take place over the late May Bank Holiday weekend, however because of the health advice regarding Covid-19 and the governments advice, the show has now been postponed.

Assist Insurance Services win Feefo Gold Trusted Service Award 2020

January 28, 2020

On the 21st January 2020, Assist Insurance Services Ltd won the Feefo Gold Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

Assist Insurance Services Shortlisted for a UK Broker Award

June 23, 2020

We are delighted to announce that Assist Insurance Services Ltd have been shortlisted for a prestigious UK Broker Award.

COVID-19 Client Service & Support

March 23, 2020

We want to update you on Assist Insurance’s response to the global pandemic that is causing huge upheaval to the lives of all our policyholders, as it is for people throughout the world.

Crick Boat Show – Postponed

March 18, 2020

The Crick Boat Show was scheduled to take place over the late May Bank Holiday weekend, however because of the health advice regarding Covid-19 and the governments advice, the show has now been postponed.

Assist Insurance Services win Feefo Gold Trusted Service Award 2020

January 28, 2020

On the 21st January 2020, Assist Insurance Services Ltd won the Feefo Gold Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

Narrowboat Insurance