Livaboard Boat Insurance

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Livaboard Boat Insurance

Our livaboard boat insurance policy provides excellent value for money and insures against a range of risks including; fire, explosion, sinking, grounding and/or striking submerged objects, as well as damage caused by vermin, water ingress, storms or negligence of third parties. Legal liability, accidental death or accidental injury, theft or attempted theft is also covered. Terms and conditions apply.

We provide specialist insurance tailored to the needs of livaboard owners, designed to give you comprehensive cover with a range of additional cover options to suit your specific requirements.

The combination of excellent customer service, knowledgeable advisors and competitive premiums means that you can be confident that you’ve made the right decision in choosing to insure your livaboard with Assist Insurance.

‘Really good service.’
Hi Assist, It only took one phonecall to get the cover I needed for my boat and give me peace of mind.

Mr D SharkeyFeefo review - 2018
Included as Standard
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third part liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Automatic cover for craft in transit up to 30 feet
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount

If you live on your craft you get all the standard cover plus:

  • Professional removal of Livaboard
  • Student contents from student accommodation up to £2,500
  • Business equipment up to £500
  • Replacement locks and keys up to £500
  • Alternative accommodation up to £2,500
  • Property away from your craft
  • Mobile phone cover (single item limit)
  • Portable electronic equipment/laptops
  • Personal accident cover
  • Occupiers Liability
  • Valuables covered as standard up to 10% of the total sum insured

Optional Cover
  • Protected No Claims Discount
  • 1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment
  • Protected No Claims Discount
  • Credit card and cash up to £250
  • Legal expenses cover up to £100,000
  • Pedal cycle cover, £500 per pedal cycle no maximum amount
  • Watch and jewellery up to £1.500 per item, higher value items on request
Public Liability
  • £3million Liability as standard with the option to choose an alternative limit
  • Sailing craft under 5m in length standard public liability is £5,000,000
  • £1million Liability for Water Skiing (Alternative limits available)
  • No XS on Liability Claims
  • Up to 5 years no claims bonus with the option to have this protected
  • Optional Legal expenses cover up to £100,000
Product Information

Summary of our livaboard boat insurance policy

 Marine Insurance – Product Information

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Policy Details

Detailed policy wording for livaboard boat insurance

 Livaboard Insurance – Policy Wording

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Lloyd’s Insured protection for Livaboard cover.

Accidental and/or malicious damage.

Theft or attempted theft.

Sighting costs in the event of stranding.