Yacht Insurance

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Yacht Insurance

Assist Insurance is one of the UK’s leading insurers in the leisure sector with over 28,000 policy holders, and we’re one of the fastest growing marine insurance providers. Our specialist cover is tailored to meet your individual needs – delivering the right insurance at a competitive price. Comprehensive cover plus a range of options means that you can cover your yacht for cruising, holidays or racing.

Comprehensive cover includes protection against a range of perils including; fire, collision, sinking, grounding and/or striking a submerged object, impact, water ingress, negligence of third parties, tidal surge, storms, lighting and freezing conditions.

You’re covered for salvage, tourage and assistance charges, inspecting the underwater part of the hull after a stranding (even if it isn’t damaged), damage to any other property, theft, accidental death or accidental injury and legal liability. You can also opt to cover masts, spars, sails and rigging whilst you are racing. Terms and conditions apply.

We’re a family business dedicated to providing excellent customer service employing a knowledgeable and experienced team of insurance consultants. And our yacht insurance policies are provided by one of the leading insurers in the Lloyd’s of London insurance market – the biggest name in worldwide marine insurance.

‘Really good service.’
Hi Assist, It only took one phonecall to get the cover I needed for my boat and give me peace of mind.

Mr D SharkeyFeefo review - 2018
Included as Standard
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third part liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Automatic cover for craft in transit up to 30 feet
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount
Optional Cover
  • Protected No Claims Discount
  • 1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment
Public Liability
  • £3million Liability as standard with the option to choose an alternative limit
  • Sailing craft under 5m in length standard public liability is £5,000,000
  • £1million Liability for Water Skiing (Alternative limits available)
  • No XS on Liability Claims
  • Up to 5 years no claims bonus with the option to have this protected
  • Optional Legal expenses cover up to £100,000
Product Information

Summary of our yacht insurance policy

 Marine Insurance – Product Information

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Policy Details

Detailed policy wording for yacht insurance

Marine insurance – Policy Wording

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£3 million liability limit as standard.

£5million liability as standard for sailing dinghies / catamarans.

£1 million liability limit for water skiing and towing of toys.

No excess on liability claims.