Yacht Insurance

Assist Insurance Services Limited is one of the leading providers of Yacht insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today by requesting a quote or a call back.

Yacht Insurance

Assist Insurance Services Limited is one of the leading providers of Yacht insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today by requesting a quote or a call back.

Yacht Insurance Specialists

Assist Insurance Services Ltd have been providing insurance to yacht owners since 2005 and have more than 45,000 policyholders throughout the UK. We understand that the cover you need depends on the type of yacht you own, which is why we offer bespoke insurance policies to suit your personal requirements. We are also constantly reviewing and developing our insurance policies, to make sure that we are continuing to meet the changing needs of our yacht owners, this is what helps us to stay ahead of the yacht insurance market. Whatever the shape or the size of yacht you own, Assist Insurance Services can provide you with the comprehensive level of cover you need to protect your investment.

Our flexible policy options means you have a choice of 3 covers:

Craft & Liability Cover

This covers damage to the craft and includes public liability. This is the most popular cover and is suitable for most boaters.

Craft Cover Only

This covers damage to your craft only and is suitable for someone who is keeping their boat permanently ashore or refurbishing the boat ashore.

Third Party Liability Cover Only

This cover gives liability only cover and excludes any damage to the craft. This is suitable for very small crafts and for someone who needs the liability cover in order to launch their craft.

Why choose Assist Insurance Services Ltd for your Yacht Insurance?

Assist Insurance Services Ltd is a UK-based, family run business with more than 17 years’ experience. Our main aim is to deliver an exceptional service to every customer, along with providing comprehensive levels of cover for all yacht owners insured with us.

The level of customer service we provide was recognised by the insurance industry when we were announced as winners of the 2020 UK Broker of the Year Award and this award stand pride of place next to our 2022 Feefo Platinum Trusted Customer Service Award in recognition of the excellent customer service that we provide to our policyholders. Our multi-award-winning customer service is a true reflection of our commitment to consistently provide the very best customer experience.

Our customer service is what sets us apart from other insurance companies, because we are completely dedicated to providing you with the very best service each time you speak to us. We do not operate in a call centre, which means every time you speak to us you can speak to the same person, just ask for them. Drop us a call today on 01604 946779 and you can see for yourself. Alternatively, request a quote below and one of our insurance specialists will call you back at a time that suits you.

Here are just some of the benefits of our Yacht Insurance

The yacht insurance cover included as standard:

Up to £5m third party liability cover
Accidental and/or malicious damage
Cover for craft in transit up to 30 feet long
Marina benefits (for permanent mooring only)
No increased excess for under water damage claims
Extensive range of cruising areas
Up to 5 years No Claims Discount
Theft or attempted theft
Personal accident cover included up to £20,000
Salvage, towage and assistance charges
Siting costs in the event of stranding
Club discount

Additional cover options available with your yacht:

Protected No Claims Discount
£1m water ski liability
Credit card and cash up to £250
Watch and jewellery up to £1.500 and over £1,500 safe restrictions
Legal expenses cover up to £100,000
Personal possessions cover on board
Trailers and trollies cover
Flexible third-party liability cover
Water skiing and towing of toys.
Contents cover available
Portable craft equipment

Up to £5million liability cover

Recommend a Friend Discounts

Extensive range of cruising areas

Over 45,000 customers insured

Frequently asked questions about Yacht Insurance

Can I include cover for a life raft or tender on my yacht insurance?

We aim to cover all your craft and equipment’s, therefore, if you have a life raft or tender, we can add this onto your policy to ensure you are covered.

What am I covered for on the yacht insurance policy?

All our cover can be tailored to suit your needs, depending on the type of yacht you have and what you will be using it for. As well as all your standard perils we also include accidental damage to protect you from bumps and scrapes and public liability

What cover levels do you offer on the yacht insurance policy?

We have a range of cover levels available including Third party cover, craft damage only and comprehensive cover.

Do I need yacht insurance?

Although boat insurance is not a legal requirement in the UK, evidence of third-party insurance is compulsory at most marinas, harbours and in recognised mooring / launching areas.

What cruising ranges do you cover?

We offer world wide cruising ranges dependent on your yacht type and experience. Why not give us a call today and speak to one of our experts who can take you through your options.

Can my yacht insurance policy be in joint names?

Yes, anyone who has a financial interest in the yacht can be named on the policy.

I would like to pay by card, is there a charge for this?

No, we don’t charge you extra to use your cards to pay for your yacht insurance policy. We accept most major credit and debit cards and we don’t charge you extra to use either.

Are there any types of yachts you don’t cover on your insurance policies?

Our expert underwriters are able to look at each policy on an individual basis. If you want to check what cover we can offer for you, give one of our experts a call today.

Do I need a survey to get insurance on my yacht?

Our survey requirements vary dependent on boat type. If you would like to check if we would need a survey for your yacht, speak to one of our advisors who would be happy to let you know.

Can I get cover for my boating equipment as well as my yacht?

Our policies are tailor made to your requirements, therefore if you have any equipment you would like covered, this can be added onto your cover for you.

Do you offer any benefits if I belong to a club or association??

We offer discounts for selected clubs, classes and associations. To see if yours qualifies, give us a call on 01604 946 779.

Do you offer any benefits if I keep my yacht in a marina?

Craft kept ashore or afloat at a permanent marina will get marina benefits atomically included within their policy cover.

Can I pay by cheque for my yacht insurance policy?

Yes we do. Many of our clients still prefer to pay by cheque. Please simply complete your cheque for the correct amount, making it payable to Assist Insurance Services. Please write your Assist Insurance Services client reference number on the back of the cheque (which can be found on the documentation we sent to you) and post it to:

Assist Insurance Services Limited
Royal House
Queenswood
Newport Pagnell Road West
Northampton
NN4 7JJ

I would like to pay by bank transfer (BACS), do you accept this payment method?

Yes. If you prefer to pay for your annual insurance premium via bank transfer (BACS) this can be done using the account details below.

Account: Assist Insurance Services Limited
Bank: Virgin Money
Account Number: 41179073
Sort Code: 05-06-33

Please ensure you provide your Policy Reference Number as part of the transfer.

Product Information – Policy Wording – Terms of Business Agreement

A trusted yacht insurer with independently validated reviews through Feefo

Assist Insurance Services win Feefo Platinum Trusted Service Award 2022

On the 19th January 2022, Assist Insurance Services Ltd won the Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

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We are delighted to confirm that on the 6th July 2022, we we’re announced winners of the 2022 Personal Lines Broker of the Year Award, a British Insurance Award, hosted by the Insurance Post.

Celebrating 17 Years in Business

June 30, 2022

This month, Assist Insurance Services is celebrating our 17th Anniversary! We’re proud to have been providing excellent customer service and great value boat insurance for such a long time.