Yacht Insurance

Assist Insurance Services Limited is one of the leading providers of Yacht insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today  by requesting a quote or a call back.

Yacht Insurance

Assist Insurance Services Limited is one of the leading providers of Yacht insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today  by requesting a quote or a call back.

Yacht Insurance Specialists

Assist Insurance Services Ltd have been providing insurance to yacht owners since 2005 and have more than 50,000 leisure policyholders throughout the UK. We understand that the cover you need depends on the type of yacht you own, which is why we offer bespoke insurance policies to suit your personal requirements.  We are also constantly reviewing and developing our insurance policies, to make sure that we are continuing to meet the changing needs of our yacht owners, this is what helps us to stay ahead of the yacht insurance market. Whatever the shape or the size of yacht you own, Assist Insurance Services can provide you with the comprehensive level of cover you need to protect your investment.

Our flexible policy options means you have a choice of 3 covers:

Craft & Liability Cover

This covers damage to the craft and includes public liability.  This is the most popular cover and is suitable for most boaters.

Craft Cover Only

This covers damage to your craft only and is suitable for someone who is keeping their boat permanently ashore or refurbishing the boat ashore.

Third Party Liability Cover Only

This cover gives liability only cover and excludes any damage to the craft. This is suitable for very small crafts and for someone who needs the liability cover in order to launch their craft.

Why choose Assist Insurance Services Ltd for your Yacht Insurance?

Assist Insurance Services Ltd is a UK-based, family run business with more than 20 years’ experience. Our main aim is to deliver an exceptional service to every customer, along with providing comprehensive levels of cover for all yacht owners insured with us.

On the 3rd July, we were recognised once again by the insurance industry when we were announced as winners of The Customer Experience Award at the 2024 British Insurance Awards. This award stands pride of place next to our 2025 Feefo Platinum Trusted Customer Service Award for consistently delivering outstanding customer service to our policyholders and our 2020 UK Broker of the Year Award. Each of these awards are a true reflection of our commitment to outstanding customer service.

Our customer service is what sets us apart from other insurance companies, because we are completely dedicated to providing you with the very best service each time you speak to us.   We do not operate in a call centre, which means every time you speak to us you can speak to the same person, just ask for them.  Drop us a call today on 01604 946779 and you can see for yourself.  Alternatively, request a quote below and one of our insurance specialists will call you back at a time that suits you.

Here are just some of the benefits of our Yacht Insurance

The yacht insurance cover included as standard:

  • Up to £5million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount

Additional cover options available with your yacht:

  • Protected No Claims Discount
  • £1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment

Up to £5million liability cover

Recommend a Friend Discounts

Extensive range of cruising areas

Over 50,000 customers insured

Frequently asked questions about Yacht Insurance

We aim to cover all your craft and equipment’s, therefore, if you have a life raft or tender, we can add this onto your policy to ensure you are covered.

All our cover can be tailored to suit your needs, depending on the type of yacht you have and what you will be using it for. As well as all your standard perils we also include accidental damage to protect you from bumps and scrapes and public liability

We have a range of cover levels available including Third party cover, craft damage only and comprehensive cover.

Although boat insurance is not a legal requirement in the UK, evidence of third-party insurance is compulsory at most marinas, harbours and in recognised mooring / launching areas.

We offer world wide cruising ranges dependent on your yacht type and experience. Why not give us a call today and speak to one of our experts who can take you through your options.

Yes, anyone who has a financial interest in the yacht can be named on the policy.

No, we don’t charge you extra to use your cards to pay for your yacht insurance policy. We accept most major credit and debit cards and we don’t charge you extra to use either.

Our expert underwriters are able to look at each policy on an individual basis. If you want to check what cover we can offer for you, give one of our experts a call today.

Our survey requirements vary dependent on boat type. If you would like to check if we would need a survey for your yacht, speak to one of our advisors who would be happy to let you know.

Our policies are tailor made to your requirements, therefore if you have any equipment you would like covered, this can be added onto your cover for you.

We offer discounts for selected clubs, classes and associations. To see if yours qualifies, give us a call on 01604 946 779.

Craft kept ashore or afloat at a permanent marina will get marina benefits atomically included within their policy cover.

Yes we do. Many of our clients still prefer to pay by cheque. Please simply complete your cheque for the correct amount, making it payable to Assist Insurance Services. Please write your Assist Insurance Services client reference number on the back of the cheque (which can be found on the documentation we sent to you) and post it to:

Assist Insurance Services Limited
Royal House
Queenswood
Newport Pagnell Road West
Northampton
NN4 7JJ

Yes. If you prefer to pay for your annual insurance premium via bank transfer (BACS) this can be done using the account details below.

Account: Assist Insurance Services Limited
Bank: Virgin Money
Account Number: 41179073
Sort Code: 05-06-33

Please ensure you provide your Policy Reference Number as part of the transfer.

Product Information – Policy Wording – Terms of Business Agreement

Assist Insurance Services Ltd Terms of Business Agreement

Terms of Business Agreement

Pleasure Craft – Insurance Policy Document Wording

Policy Wording Document

Pleasure Craft – Insurance Product Information Document

Product Information Document

A trusted yacht insurer with independently validated reviews through Feefo

Assist Insurance Services win Feefo Platinum Trusted Service Award 2025

On the 21st January 2025, Assist Insurance Services Ltd won the Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

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Assist Insurance Services Ltd, registered in England and Wales 5486663, Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution activities and as a credit broker. We do not charge any up-front fees for arranging credit. We do not charge any fees to customers in relation to Credit Broking activities. We are members of the Financial Ombudsman Service. If you cannot settle a complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment. The FOS Consumer Helpline is on 0800 023 4567 and their address is:
Financial Ombudsman Service, Exchange Tower, London E14 9SR. Website: www.financial-ombudsman.org.uk