Inland Waterways Boat Insurance

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Inland Waterways Boat Insurance

If you like nothing better than travelling along inland waterways in your boat, then give yourself extra peace of mind with our specialist inland waterways boat insurance. We’re one of the UK’s leading insurers in the leisure sector and provide specially-designed boat insurance which you can tailor to meet your individual needs.

Our insurance policies for inland waterways boats combine flexibility and comprehensive cover to deliver the benefits that you need. You’re covered against a wide range of perils from fire to storm damage, vermin to water ingress as well as collision, grounding and/or striking a submerged object, tidal surge, flooding and ice. Salvage, tourage and assistance charges are covered, plus theft or attempted theft and damage to any other property. Terms and conditions apply.

Providing comprehensive cover, competitive premiums and unparalleled dedication to customer service, you’ll find us refreshingly different from other insurers. We’re a family owned and run business based in Northamptonshire, near the heart of England’s inland waterways network.

‘Really good service.’
Hi Assist, It only took one phonecall to get the cover I needed for my boat and give me peace of mind.

Mr D SharkeyFeefo review - 2018
Included as Standard
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third part liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Automatic cover for craft in transit up to 30 feet
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount

If you live on your craft you get all the standard cover plus:

  • Professional removal of Livaboard
  • Student contents from student accommodation up to £2,500
  • Business equipment up to £500
  • Replacement locks and keys up to £500
  • Alternative accommodation up to £2,500
  • Property away from your craft
  • Mobile phone cover (single item limit)
  • Portable electronic equipment/laptops
  • Personal accident cover
  • Occupiers Liability
  • Valuables covered as standard up to 10% of the total sum insured

Optional Cover
  • Protected No Claims Discount
  • 1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment
  • Protected No Claims Discount
  • Credit card and cash up to £250
  • Legal expenses cover up to £100,000
  • Pedal cycle cover, £500 per pedal cycle no maximum amount
  • Watch and jewellery up to £1.500 per item, higher value items on request
Public Liability
  • £3million Liability as standard with the option to choose an alternative limit
  • Sailing craft under 5m in length standard public liability is £5,000,000
  • £1million Liability for Water Skiing (Alternative limits available)
  • No XS on Liability Claims
  • Up to 5 years no claims bonus with the option to have this protected
  • Optional Legal expenses cover up to £100,000
Product Information

Summary of our inland waterways boat insurance policy

 Marine Insurance – Product Information

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Policy Details

Detailed policy wording for inland waterways boat insurance

Inland Waterways Boat insurance – Policy Wording

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No excess on liability claims.

£3 million liability limit as standard.

Recommend a Friend Discounts

18,000 customers insured