Motorcruiser Boat Insurance

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Motorcruiser Boat Insurance

Having invested in a motorcruiser, you want to make sure that you choose the right insurer. As a leading insurer specialising in the leisure sector, and one of the fastest growing marine insurance specialists, we understand what you need from your motorcruiser insurance policy.

You’re covered for a wide range of perils under our standard cover. These include; fire, explosion, collision, sinking, negligence of third parties, as well as storm damage, snow, ice, lightning and flooding. Cover includes salvage, tourage and assistance charges, plus sighting (inspecting the underwater parts of the hull after a stranding – even if it isn’t damaged). You can also opt to include water skiers’ liability – extending your policy to cover the legal liability to and of water skiers being toward behind your motorcruiser. Legal liability, accidental death or accidental injury and theft are also covered. We offer up to 25% no claims bonus and protected no claims. Terms and conditions apply.

We combine comprehensive cover with a range of options at a competitive premium, which is tailored to meet your specific requirements. Our dedication to customer service and 13 years of experience means that you deal with knowledgeable insurance consultants when you call our office in Northampton. And our policies are underwritten by one of the leading insurers in the Lloyd’s of London insurance market.

‘Really good service.’
Hi Assist, It only took one phonecall to get the cover I needed for my boat and give me peace of mind.

Mr D SharkeyFeefo review - 2018
Included as Standard
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third part liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Automatic cover for craft in transit up to 30 feet
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount
Optional Cover
  • Protected No Claims Discount
  • 1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment
Public Liability
  • £3million Liability as standard with the option to choose an alternative limit
  • Sailing craft under 5m in length standard public liability is £5,000,000
  • £1million Liability for Water Skiing (Alternative limits available)
  • No XS on Liability Claims
  • Up to 5 years no claims bonus with the option to have this protected
  • Optional Legal expenses cover up to £100,000
Product Information

Summary of our motorcruiser insurance policy

 Marine Insurance – Product Information

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Policy Details

Detailed policy wording for motorcruiser insurance

Marine insurance – Policy Wording

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£3 million liability limit as standard.

£1 million liability limit for water skiing and towing of toys.

£5million liability as standard for sailing dinghies / catamarans.

No excess on liability claims.