Motorcruiser Boat Insurance

Having invested in a motorcruiser, you want to make sure that you choose the right insurer. As a leading insurer specialising in the leisure sector, and one of the fastest growing marine insurance specialists, we understand what you need from your motorcruiser insurance policy.

You’re covered for a wide range of perils under our standard cover. These include; fire, explosion, collision, sinking, negligence of third parties, as well as storm damage, snow, ice, lightning and flooding. Cover includes salvage, tourage and assistance charges, plus sighting (inspecting the underwater parts of the hull after a stranding – even if it isn’t damaged). You can also opt to include water skiers’ liability – extending your policy to cover the legal liability to and of water skiers being toward behind your motorcruiser. Legal liability, accidental death or accidental injury and theft are also covered. We offer up to 25% no claims bonus and protected no claims. Terms and conditions apply.

We combine comprehensive cover with a range of options at a competitive premium, which is tailored to meet your specific requirements. Our dedication to customer service and 14 years of experience means that you deal with knowledgeable insurance consultants when you call our office in Northampton. And our policies are underwritten by one of the leading insurers, Tokio Marine.

“Very easy to deal with on the phone, keeping me up to date with the policy renewal date in plenty of time to check prices on the open market.”

Feefo ReviewMarch 2019
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third party liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount

£3 million liability limit as standard.

£1 million liability limit for water skiing and towing of toys.

£5million liability as standard for sailing dinghies / catamarans.

No excess on liability claims.

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Assist Insurance Services Ltd, registered in England and Wales 5486663, Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution activities and as a credit broker. We do not charge any up-front fees for arranging credit. We do not charge any fees to customers in relation to Credit Broking activities. We are members of the Financial Ombudsman Service. If you cannot settle a complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment. The FOS Consumer Helpline is on 0800 023 4567 and their address is:
Financial Ombudsman Service, Exchange Tower, London E14 9SR. Website: