Motor Cruiser Insurance

Assist Insurance Services Limited have been providing motor cruiser insurance since 2005 and are one of the UK’s leading providers. Get your motor cruiser insurance quote today by requesting a quote or call back below.

Motor Cruiser Insurance

Assist Insurance Services Limited have been providing motor cruiser insurance since 2005 and are one of the UK’s leading providers. Get your motor cruiser insurance quote today by requesting a quote or call back below.

Motor Cruiser Insurance Specialists

Having the right insurance on your motor cruiser is important to you and to us, which is why Assist Insurance Services have designed motor cruiser insurance policies that will give you the most comprehensive level of cover possible, at an affordable price. If this is your first time insuring a motor cruiser, you can be confident that one of our specialist advisors will guide you through the process, to ensure you are completely covered. We offer a range of policy options to suit your requirements and you can tailor the cover to suit your individual needs.

Our flexible policy options means you have a choice of 3 covers:

Craft & Liability Cover

This covers damage to the craft and includes public liability. This is the most popular cover and is suitable for most boaters.

Craft Cover Only

This covers damage to your craft only and is suitable for someone who is keeping their boat permanently ashore or refurbishing the boat ashore.

Third Party Liability Cover Only

This cover gives liability only cover and excludes any damage to the craft. This is suitable for very small crafts and for someone who needs the liability cover in order to launch their craft.

Why choose Assist Insurance Services Ltd for your Motor Cruiser Insurance?

Assist Insurance Services Ltd have been providing insurance for motor cruisers for the last 20 years and now have more than 50,000 leisure policyholders throughout the UK. We’re one of the UK’s leading providers of insurance to the leisure sector, so we truly understand the type of cover you require for your motor cruiser. When you speak to one of our insurance consultants, they will guide you through the process and tailor the insurance policy around your personal circumstances, because we know that one policy does not suit all.

The level of customer service we provide was recognised by the insurance industry when we were announced as winners of The Customer Experience Award at the 2024 British Insurance Awards. This award stands pride of place next to our 2025 Feefo Platinum Trusted Customer Service Award for consistently delivering outstanding customer service to our policyholders and our 2020 UK Broker of the Year Award. Our multi-award-winning customer service is a true reflection of our commitment to consistently provide the very best customer experience.

Customer service lies at the heart of everything we do, so you’ll receive the highest level of service when you speak to our motor cruiser insurance specialists. This gives you that added piece of mind, knowing your motor cruiser is in good hands. Speak to one of our motor cruiser insurance specialists today on 01604 946 779 or request a quote below.

Here are just some of the benefits of our Motor Cruiser Insurance

The Motor Cruiser insurance cover included as standard:

Up to £5million third party liability cover
Accidental and/or malicious damage
Cover for craft in transit up to 30 feet long
Marina benefits (for permanent mooring only)
No increased excess for under water damage claims
Extensive range of cruising areas
Up to 5 years No Claims Discount
Theft or attempted theft
Personal accident cover included up to £20,000
Salvage, towage and assistance charges
Siting costs in the event of stranding
Club discount

Additional cover options available with your Motor Cruiser:

Protected No Claims Discount
£1million water ski liability
Credit card and cash up to £250
Watch and jewellery up to £1.500 and over £1,500 safe restrictions
Legal expenses cover up to £100,000
Personal possessions cover on board
Trailers and trollies cover
Flexible third-party liability cover
Water skiing and towing of toys.
Contents cover available
Portable craft equipment

Up to £5million liability cover

Recommend a Friend Discounts

Extensive range of cruising areas

Over 50,000 customers insured

Frequently asked questions about Motor Cruiser Insurance

What am I covered for on the motor cruiser insurance?

All our cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for. As well as all your standard perils we also include accidental damage to protect you from bumps and scrapes and public liability

What cover levels do you offer on the motor cruiser insurance policy?

We have a range of cover levels available including Third party cover, craft damage only and comprehensive cover.

Do I need motor cruiser insurance?

Although boat insurance is not a legal requirement in the UK, evidence of third-party insurance is compulsory at most marinas, harbours and in recognised mooring / launching areas.

What cruising ranges do you cover?

We offer world wide cruising ranges dependent on your craft type and experience. Why not give us a call today and speak to one of our experts who can take you through your options.

Can my motor cruiser insurance be in joint names?

Yes, anyone who has a financial interest in the motor cruiser can be named on the policy.

I would like to pay for my motor cruiser insurance by card, is there a charge?

No, we don’t charge you extra to use your cards to pay for your motor cruiser insurance policy. We accept most major credit and debit cards and we don’t charge you extra to use either.

Do I have to pay for my motor cruiser insurance all in one go?

No, we offer flexible payment terms on our motor cruiser insurance policies. You can opt to pay with 12 monthly payments, and there is only a small charge to do so. Ask about our payment terms when you call us for a quote on 01604 946 781.

Are there any types of motor cruiser you don’t cover?

Our expert underwriters are able to look at each policy on an individual basis. If you want to check what cover we can offer for you, give one of our experts a call today.

Do I need a survey to get insurance on my motor cruiser?

Our survey requirements vary dependent on boat type. If you would like to check if we would need a survey for your motor cruiser, speak to one of our advisors who would be happy to let you know.

Can I get cover for my boating equipment as well as my motor cruiser??

Our policies are tailor made to your requirements, therefore if you have any equipment you would like covered, this can be added onto your cover for you.

Do you offer any benefits if I belong to a club or association??

We offer discounts for selected clubs, classes and associations. To see if yours qualifies, give us a call on 01604 946 779.

Do you offer any benefits if I keep my craft in a marina??

Craft kept ashore or afloat at a permanent marina will get marina benefits atomically included within their policy cover.

Do you accept payment by cheque for my motor cruiser insurance policy?

Yes we do. Many of our clients still prefer to pay by cheque. Please simply complete your cheque for the correct amount, making it payable to Assist Insurance Services. Please write your Assist Insurance Services client reference number on the back of the cheque (which can be found on the documentation we sent to you) and post it to:

Assist Insurance Services Limited
Royal House
Queenswood
Newport Pagnell Road West
Northampton
NN4 7JJ

I would like to pay by bank transfer (BACS), do you accept this payment method?

Yes. If you prefer to pay for your annual insurance premium via bank transfer (BACS) this can be done using the account details below.

Account: Assist Insurance Services Limited
Bank: Virgin Money
Account Number: 41179073
Sort Code: 05-06-33

Please ensure you provide your Policy Reference Number as part of the transfer.

Product Information – Policy Wording – Terms of Business Agreement

A trusted Motor Cruiser insurer with independently validated reviews through Feefo

Assist Insurance Services win Feefo Platinum Trusted Service Award 2025

On the 21st January 2025, Assist Insurance Services Ltd won the Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.