Jet Ski Insurance Cover

Jet Ski Insurance Cover

With Summer just around the corner, getting out on a jet ski to blow away the winter cobwebs could be just the ticket. Before you set out on the water, it’s important that you have the right jet ski insurance to meet your needs.

Although there is no legal requirement to have jet ski insurance when heading out on the water in the UK, it will give you peace of mind that you’re covered, should anything go wrong.

Assist Insurance Services offer three choices of jet ski insurance cover:

  • Comprehensive Craft and Liability Cover
  • Craft Cover Only
  • Third Party Liability Cover Only

Craft cover – i.e. insurance for your the ski itself

This includes loss or damage to your jet ski caused by:

  • Fire or explosion
  • Accidents of others, such as collision, sinking or grounding
  • Deliberate or malicious acts including arson and vandalism
  • Theft or attempted theft

Our jet ski insurance is not limited to these risks – see our jet ski insurance policy wording for more details.

Jet ski insurance – Third Party Liability Cover

This covers you for the cost of damage or injury to third parties up to the value of £3million, but you have the option to choose a different limit. By a third party, we mean anyone who is not related to you, or working for you and their property.

This element of your jet ski insurance also covers you and your family’s legal costs and compensation payments in settling or defending a claim resulting from injury or property damage to others, which was caused by you, when using your jet ski.  It includes solicitors’ fees and other expenses relating to official enquiries of coroners’ inquests.

Jet ski Insurance – Optional Covers

There are a number of optional cover options which may be suitable for you providing you with additional cover suitable for your individual needs.  They are as follows:

  • Protected No Claims Discount
  • £1million water ski liability
  • Credit card and cash up to £250
  • Watch and jewellery up to £1.500 and over £1,500 safe restrictions
  • Legal expenses cover up to £100,000
  • Personal possessions cover on board
  • Trailers and trollies cover
  • Flexible third-party liability cover
  • Water skiing and towing of toys.
  • Contents cover available
  • Portable craft equipment

Please note that it is important to keep your jet ski properly maintained, as general wear and tear is not covered by your jet ski insurance policy. For full details, see our jet ski insurance policy wording.

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