Narrowboat Insurance

Frequently asked questions

Narrowboat Insurance

Frequently asked questions

Narrowboat Insurance Frequently Asked Questions

If you are insuring a narrowboat for the first time, you may have many questions. Talking to a specialist narrowboat insurer can save both time and money and help ensure you have the right level of cover for your individual needs.

Assist Insurance Service have over 50,000 leisure policyholders throughout the UK and with over 20 years’ experience we have heard most of the questions. We have put together some frequently asked questions below which outline things such as what you can be covered for, discounts you can receive and much more.

All our cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for. As well as all your standard perils, we also include accidental damage to protect you from bumps and scrapes and public liability.

We have a range of cover levels available including Third party cover, craft damage only and comprehensive cover.

Although boat insurance is not a legal requirement in the UK, evidence of third-party insurance is compulsory at most marinas, harbours and in recognised mooring / launching areas.

We offer world wide cruising ranges dependent on your craft type and experience. Why not give us a call today and speak to one of our experts who can take you through your options.

Yes, anyone who has a financial interest in the boat can be named on the policy

Yes – we have specialist insurance policies available, designed exclusively for people who wish to live aboard their narrowboat.

Yes – we can provide cover for solar panels that are permanently fitted and owned by yourself.

Yes – we can provide cover for your personal possessions that are permanently kept on the boat.

We understand that in navigating the canal system you may occasionally have to cross a tidal stretch.  Providing this is the most direct route and is used for entering and exiting the canal system, then tidal stretches will automatically be covered.

Our survey requirements vary dependent on boat type. If you would like to check if we would need a survey for your craft, speak to one of our advisors who would be happy to let you know.

Our policies are tailor made to your requirements, therefore if you have any equipment you would like covered, this can be added onto your cover for you.

Yes. As long as you are a UK citizen and your craft is registered in the UK, we can cover worldwide mooring locations.

We offer discounts for selected clubs, classes and associations. To see if yours qualifies, give us a call.

Craft kept ashore or afloat at a permanent marina will get marina benefits automatically included within their policy cover.

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Assist Insurance Services Ltd, registered in England and Wales 5486663, Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution activities and as a credit broker. We do not charge any up-front fees for arranging credit. We do not charge any fees to customers in relation to Credit Broking activities. We are members of the Financial Ombudsman Service. If you cannot settle a complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment. The FOS Consumer Helpline is on 0800 023 4567 and their address is:
Financial Ombudsman Service, Exchange Tower, London E14 9SR. Website: www.financial-ombudsman.org.uk