Boat Insurance Tips
If you’re insuring a boat for the first time then these boat insurance tips could help you to better understand what you’re looking for and find the right insurance to meet your needs.
Helping Your Boat Insurance Claim to go Smoothly
You’ve insured your boat, and you’re hoping that you don’t need to make a boat insurance claim. However, your boat insurance is there to protect you and here are some steps that you can take to help the process of making a claim run smoothly.
Security Devices for Trailered Boats
Security devises for trailered boats are important if you keep your boat at home and transport it by trailer every time you use it, or your boat is kept in an onshore boat storage facility.
Onshore Boat Storage
In choosing insurance for your boat, the type of storage you opt for is important. Keeping your boat secure and safe can be done in many different locations. The more secure, of course, the better.
Jet Ski Insurance Guide
As the prospect of an end to the coronavirus restrictions on waterways and leisure activities now seems realistic, many of us will be looking forward to taking to the water soon. So now is a good time for new jet ski insurance or to check that your existing cover on your equipment is the best.
Jet Ski Insurance Cover
Jet Ski Insurance Cover
With Summer just around the corner, getting out on a jet ski to blow away the winter cobwebs could be just the ticket. Before you set out on the water, it’s important that you have the right jet ski insurance to meet your needs.
Although there is no legal requirement to have jet ski insurance when heading out on the water in the UK, it will give you peace of mind that you’re covered, should anything go wrong.
Assist Insurance Services offer three choices of jet ski insurance cover:
- Comprehensive Craft and Liability Cover
- Craft Cover Only
- Third Party Liability Cover Only
Craft cover – i.e. insurance for your the ski itself
This includes loss or damage to your jet ski caused by:
- Fire or explosion
- Accidents of others, such as collision, sinking or grounding
- Deliberate or malicious acts including arson and vandalism
- Theft or attempted theft
Our jet ski insurance is not limited to these risks – see our jet ski insurance policy wording for more details.
Jet ski insurance – Third Party Liability Cover
This covers you for the cost of damage or injury to third parties up to the value of £3million, but you have the option to choose a different limit. By a third party, we mean anyone who is not related to you, or working for you and their property.
This element of your jet ski insurance also covers you and your family’s legal costs and compensation payments in settling or defending a claim resulting from injury or property damage to others, which was caused by you, when using your jet ski. It includes solicitors’ fees and other expenses relating to official enquiries of coroners’ inquests.
Jet ski Insurance – Optional Covers
There are a number of optional cover options which may be suitable for you providing you with additional cover suitable for your individual needs. They are as follows:
- Protected No Claims Discount
- £1million water ski liability
- Credit card and cash up to £250
- Watch and jewellery up to £1.500 and over £1,500 safe restrictions
- Legal expenses cover up to £100,000
- Personal possessions cover on board
- Trailers and trollies cover
- Flexible third-party liability cover
- Water skiing and towing of toys.
- Contents cover available
- Portable craft equipment
Please note that it is important to keep your jet ski properly maintained, as general wear and tear is not covered by your jet ski insurance policy. For full details, see our jet ski insurance policy wording.
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